Investment – the laying out of money, energy, or time in an enterprise with the expectation of a favorable return.

Ex. financial investments –> better income, self-improvement –> better life, education –> better opportunities, fitness –> better health.


Expenditure – the act or process of expending or spending; money, energy, or time spent on consumables, goods, or services for the immediate or short-term with the likelihood of no or a negative return.

Ex. food, drama and/or nosiness, depreciating assets.

Some expenditures are necessary and some are not.

Choose wisely.